@import url('/css/forms.css');
.advisor-role {
  margin-top: 14px;
  font-weight: 600;
  color: var(--navy);
}
.advisor-contact {
  margin: 20px 0;
  font-size: 0.85rem;
  overflow-wrap: anywhere;
}
.booking-contact {
  margin: 14px 0;
}
/* Slightly deeper red for small text on tinted surfaces (WCAG AA). */
.story-section .eyebrow,
.closing-section .eyebrow {
  color: #c90d30;
}
:root {
  --navy: #0a2f63;
  --navy-dark: #072347;
  --red: #e61037;
  --blush: #fff7f8;
  --ink: #152d4d;
  --muted: #566579;
  --line: #dde3eb;
  --white: #fff;
  --radius: 20px;
  --shadow: 0 20px 60px #0a2f6310;
  font-family: Arial, Helvetica, sans-serif;
  color: var(--navy);
  background: #fff;
  font-synthesis: none;
  font-size: 16px;
  line-height: 1.6;
}
* {
  box-sizing: border-box;
}
html {
  scroll-behavior: smooth;
  scroll-padding-top: 100px;
}
body {
  margin: 0;
}
img {
  display: block;
  max-width: 100%;
  height: auto;
}
button,
input,
select,
textarea {
  font: inherit;
}
button,
a,
input {
  touch-action: manipulation;
}
button {
  cursor: pointer;
}
a {
  color: inherit;
  text-underline-offset: 4px;
}
button:disabled {
  cursor: wait;
  opacity: 0.6;
}
a:hover {
  color: var(--red);
}
:focus-visible {
  outline: 3px solid #2770cc;
  outline-offset: 4px;
}
[hidden] {
  display: none !important;
}
h1,
h2,
h3,
p {
  margin: 0;
}
h1,
h2,
h3 {
  letter-spacing: -0.045em;
  line-height: 1.12;
}
h1 {
  font-size: clamp(3rem, 5.3vw, 5rem);
  font-weight: 750;
}
h2 {
  font-size: clamp(2rem, 3.3vw, 3.15rem);
  font-weight: 700;
}
h3 {
  font-size: 1.4rem;
}
em {
  font-style: normal;
  color: var(--red);
}
p {
  color: var(--muted);
}
.container {
  width: min(1180px, calc(100% - 64px));
  margin: auto;
}
.section {
  padding: 96px 0;
}
.eyebrow {
  font-size: 0.69rem;
  font-weight: 750;
  letter-spacing: 0.15em;
  color: var(--red);
  margin-bottom: 22px;
  line-height: 1.5;
}
.section-copy {
  font-size: 1.06rem;
  line-height: 1.8;
  margin: 24px 0;
}
.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 24px;
  min-height: 52px;
  padding: 15px 23px;
  background: var(--red);
  border: 1px solid var(--red);
  border-radius: 7px;
  color: white;
  text-decoration: none;
  font-size: 0.93rem;
  font-weight: 700;
  line-height: 1.3;
  transition:
    background 0.18s,
    transform 0.18s;
}
.button:hover {
  background: #c90d30;
  color: #fff;
  transform: translateY(-2px);
}
.button span {
  font-size: 1.3rem;
}
.button-small {
  min-height: 44px;
  padding: 12px 18px;
  font-size: 0.83rem;
  gap: 22px;
}
.button-outline {
  background: white;
  color: var(--navy);
  border-color: var(--line);
}
.button-outline:hover {
  background: var(--navy);
  border-color: var(--navy);
}
.text-button {
  border: 0;
  padding: 10px 0;
  background: transparent;
  color: var(--navy);
  font-weight: 700;
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: 18px;
  text-align: left;
}
.text-button:hover {
  color: var(--red);
}
.text-button span {
  font-size: 1.3rem;
}
.microcopy {
  font-size: 0.74rem;
  margin-top: 14px;
}
.muted {
  color: var(--muted);
}
.small {
  font-size: 0.83rem;
}
.full-width {
  width: 100%;
}
.skip-link {
  position: fixed;
  top: -80px;
  left: 20px;
  background: white;
  padding: 12px;
  z-index: 20;
}
.skip-link:focus {
  top: 10px;
}
.site-header {
  position: sticky;
  top: 0;
  background: #fffffff5;
  border-bottom: 1px solid #eef0f4;
  z-index: 5;
  backdrop-filter: blur(12px);
}
.header-inner {
  height: 92px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 28px;
}
.brand {
  display: inline-block;
  flex-shrink: 0;
}
.brand img {
  width: 202px;
}
.header-inner nav {
  display: flex;
  gap: 28px;
  align-items: center;
}
.header-inner nav a {
  font-size: 0.82rem;
  font-weight: 600;
  text-decoration: none;
}
.hero {
  padding-top: 62px;
  padding-bottom: 64px;
  background: linear-gradient(120deg, #fff 30%, #fff8f4);
}
.hero-grid {
  display: grid;
  grid-template-columns: 1fr 1.08fr;
  gap: 60px;
  align-items: center;
}
.hero .eyebrow {
  display: flex;
  align-items: center;
  gap: 12px;
}
.line {
  width: 28px;
  height: 2px;
  background: var(--red);
}
.lead {
  font-size: 1.15rem;
  color: var(--navy);
  line-height: 1.55;
  margin-top: 28px;
  max-width: 375px;
}
.hero-description {
  font-size: 0.9rem;
  max-width: 390px;
  margin: 18px 0 28px;
  line-height: 1.85;
}
.hero-visual {
  position: relative;
  padding-bottom: 48px;
}
.hero-image {
  aspect-ratio: 0.98;
  object-fit: cover;
  object-position: 45% center;
  border-radius: 100px 12px 100px 12px;
}
.image-caption {
  position: absolute;
  bottom: 12px;
  left: -28px;
  background: #fff;
  box-shadow: var(--shadow);
  border: 1px solid #f1eeeb;
  border-radius: 10px;
  padding: 22px 26px;
  display: flex;
  gap: 16px;
  align-items: center;
}
.caption-mark {
  display: grid;
  place-items: center;
  background: var(--blush);
  border-radius: 50%;
  width: 44px;
  height: 44px;
  font-size: 2rem;
  color: var(--red);
}
.image-caption strong {
  display: block;
  font-size: 0.85rem;
}
.image-caption div > span {
  font-size: 0.73rem;
  color: var(--muted);
}
.image-label {
  position: absolute;
  right: 8px;
  bottom: 12px;
  font-size: 0.56rem;
  letter-spacing: 0.12em;
  writing-mode: vertical-rl;
  transform: translate(35px, -25px);
}
.trust-strip {
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}
.trust-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  padding: 26px 0;
}
.trust-grid p {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 20px;
  color: var(--navy);
  font-size: 0.88rem;
  font-weight: 600;
}
.trust-grid p + p {
  border-left: 1px solid var(--line);
}
.trust-grid span {
  font-size: 0.68rem;
  color: var(--red);
  font-weight: 400;
}
.section-heading {
  display: flex;
  justify-content: space-between;
  align-items: flex-end;
  gap: 50px;
  margin-bottom: 42px;
}
.section-heading > p {
  max-width: 335px;
  font-size: 0.94rem;
  line-height: 1.8;
}
.insurance-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
}
.insurance-card {
  border: 1px solid #e6e4e4;
  border-radius: var(--radius);
  padding: 38px 40px;
  background: #fffbf9;
  position: relative;
}
.health-card {
  background: #f6f9fc;
  border-color: #e2e9f2;
}
.card-number {
  font-size: 0.64rem;
  letter-spacing: 0.16em;
  color: var(--muted);
  font-weight: 700;
}
.line-icon {
  position: absolute;
  right: 36px;
  top: 35px;
  font-size: 2.6rem;
  font-weight: 400;
  line-height: 1;
  color: var(--red);
}
.insurance-card h3 {
  font-size: 2rem;
  margin: 25px 0 18px;
}
.insurance-card > p {
  font-size: 0.92rem;
  line-height: 1.85;
  max-width: 410px;
}
.check-list {
  list-style: none;
  padding: 0;
  margin: 24px 0;
  font-size: 0.86rem;
  color: var(--ink);
}
.check-list li {
  margin: 9px 0;
  padding-left: 24px;
  position: relative;
}
.check-list li:before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--red);
}
.insurance-card .text-button {
  border-top: 1px solid #e3e5e8;
  width: 100%;
  padding-top: 21px;
  font-size: 0.88rem;
  justify-content: space-between;
}
.story-section {
  background: var(--blush);
}
.story-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 85px;
  align-items: center;
}
.story-visual {
  position: relative;
}
.story-visual > img {
  aspect-ratio: 1.3;
  object-fit: cover;
  border-radius: 12px;
}
.story-visual:after {
  content: '';
  position: absolute;
  inset: 0;
  border-radius: 12px;
  background: linear-gradient(transparent 50%, #061c3980);
  pointer-events: none;
}
.play-button {
  position: absolute;
  z-index: 1;
  left: 50%;
  top: 50%;
  transform: translate(-50%, -50%);
  width: 76px;
  height: 76px;
  border-radius: 50%;
  border: 1px solid #ffffff90;
  background: #ffffffed;
  color: var(--red);
  font-size: 1.5rem;
  box-shadow: 0 0 0 12px #ffffff25;
}
.play-button:hover {
  background: white;
  box-shadow: 0 0 0 16px #ffffff30;
}
.video-label {
  position: absolute;
  z-index: 1;
  bottom: 25px;
  left: 28px;
  color: white;
  font-size: 0.8rem;
}
.advisor-grid {
  display: grid;
  grid-template-columns: 1fr 1.1fr;
  gap: 95px;
  align-items: center;
}
.advisor-photo {
  position: relative;
  align-self: end;
  padding-top: 24px;
  background: #fff1f3;
  border-radius: 150px 150px 12px 12px;
  overflow: hidden;
}
.advisor-photo img {
  mix-blend-mode: multiply;
}
.photo-note {
  position: relative;
  padding: 23px 30px;
  background: var(--navy);
  color: #ccd7e9;
  font-size: 0.86rem;
}
.photo-note strong {
  font-size: 1.1rem;
  color: white;
}
.advisor-points {
  margin: 26px 0;
}
.advisor-points > div {
  position: relative;
  padding-left: 44px;
  margin: 24px 0;
}
.advisor-points span {
  position: absolute;
  left: 0;
  top: 0;
  color: var(--red);
  font-size: 0.78rem;
}
.advisor-points h3 {
  font-size: 1rem;
  letter-spacing: -0.015em;
}
.advisor-points p {
  font-size: 0.84rem;
  margin-top: 6px;
  line-height: 1.7;
}
.process-section {
  background: var(--navy);
  color: white;
}
.process-section h2 em {
  color: #ff839b;
}
.process-section .eyebrow {
  color: #ff839b;
}
.process-section p {
  color: #c2cfe0;
}
.steps {
  list-style: none;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 30px;
  margin: 60px 0 0;
  padding: 0;
}
.steps li {
  border-top: 1px solid #ffffff36;
  padding-top: 25px;
}
.steps span {
  font-size: 2.4rem;
  color: #9fb5cf;
  font-weight: 400;
  letter-spacing: -0.04em;
}
.steps h3 {
  font-size: 1.13rem;
  margin: 24px 0 13px;
}
.steps p {
  font-size: 0.86rem;
  line-height: 1.8;
}
.faq-grid {
  display: grid;
  grid-template-columns: 0.85fr 1.15fr;
  gap: 70px;
}
.faq-list details {
  border-bottom: 1px solid var(--line);
}
.faq-list details:first-child {
  border-top: 1px solid var(--line);
}
.faq-list summary {
  font-size: 0.96rem;
  font-weight: 600;
  padding: 24px 34px 24px 0;
  cursor: pointer;
  list-style: none;
  position: relative;
}
.faq-list summary::-webkit-details-marker {
  display: none;
}
.faq-list summary:after {
  content: '+';
  position: absolute;
  right: 3px;
  font-size: 1.5rem;
  top: 17px;
  font-weight: 400;
  color: var(--red);
}
.faq-list details[open] summary:after {
  content: '−';
}
.faq-list details p {
  padding-bottom: 24px;
  font-size: 0.88rem;
  line-height: 1.85;
}
.closing-section {
  padding: 64px 0;
  background: #fff0f2;
  border-top: 1px solid #fbe2e7;
}
.closing-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 40px;
}
.closing-inner h2 {
  font-size: 2.5rem;
}
.site-footer {
  padding: 52px 0 24px;
}
.footer-top {
  display: grid;
  grid-template-columns: 1fr 1fr auto;
  gap: 40px;
  align-items: start;
}
.footer-top .brand img {
  width: 180px;
}
.footer-top p {
  font-size: 0.8rem;
  margin: 12px 0;
}
.footer-message {
  font-size: 1rem;
  line-height: 1.7;
}
.footer-top nav {
  display: grid;
  grid-template-columns: auto auto;
  column-gap: 32px;
  row-gap: 12px;
  font-size: 0.78rem;
}
.footer-top a {
  text-decoration: none;
}
.footer-bottom {
  margin-top: 38px;
  padding-top: 22px;
  border-top: 1px solid var(--line);
  display: flex;
  justify-content: space-between;
  gap: 24px;
}
.footer-bottom p {
  font-size: 0.66rem;
  max-width: 480px;
}
.legal-page {
  max-width: 760px;
  min-height: 55vh;
}
.legal-page h1 {
  font-size: 3rem;
}
.legal-page h2 {
  font-size: 1.4rem;
  margin: 32px 0 12px;
}
.legal-page p {
  margin: 16px 0;
}
.legal-page ul {
  color: var(--muted);
}
.page-card {
  max-width: 760px;
  margin: auto;
  border: 1px solid var(--line);
  border-radius: 20px;
  padding: 42px;
  box-shadow: var(--shadow);
}
.page-card h1 {
  font-size: 2.8rem;
}
.receipt {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
  margin: 30px 0;
  background: #f5f8fc;
  padding: 24px;
  border-radius: 12px;
}
.receipt dt {
  color: var(--muted);
  font-size: 0.76rem;
}
.receipt dd {
  margin: 4px 0 0;
  font-weight: 600;
  overflow-wrap: anywhere;
}
.success-mark {
  width: 55px;
  height: 55px;
  background: #edf8ef;
  border-radius: 50%;
  display: grid;
  place-items: center;
  color: #226238;
  font-size: 1.5rem;
  margin-bottom: 24px;
}
@media (min-width: 1440px) {
  .hero {
    padding-top: 80px;
    padding-bottom: 78px;
  }
}
@media (max-width: 1050px) {
  .header-inner nav {
    gap: 16px;
  }
  .header-inner {
    gap: 16px;
  }
  .brand img {
    width: 175px;
  }
  .hero-grid {
    gap: 35px;
  }
  .image-caption {
    left: -15px;
    padding: 18px;
  }
  .image-label {
    display: none;
  }
  .story-grid,
  .advisor-grid {
    gap: 45px;
  }
  .faq-grid {
    gap: 45px;
  }
  .insurance-card {
    padding: 30px;
  }
  .footer-top {
    grid-template-columns: 1fr 1fr;
  }
  .footer-message {
    display: none;
  }
}
@media (max-width: 780px) {
  .container {
    width: calc(100% - 40px);
  }
  .section {
    padding: 64px 0;
  }
  .header-inner {
    height: 77px;
  }
  .header-inner nav {
    display: none;
  }
  .brand img {
    width: 166px;
  }
  .hero {
    padding-top: 40px;
  }
  .hero-grid {
    grid-template-columns: 1fr;
    gap: 32px;
  }
  .hero-copy {
    max-width: 580px;
  }
  .hero h1 {
    font-size: clamp(2.8rem, 8vw, 4rem);
  }
  .hero .lead {
    max-width: 470px;
  }
  .hero-description {
    max-width: 500px;
  }
  .hero-visual {
    max-width: 620px;
    width: 100%;
    padding-bottom: 28px;
  }
  .hero-image {
    aspect-ratio: 1.4;
    border-radius: 65px 10px 65px 10px;
  }
  .image-caption {
    left: 18px;
    bottom: 0;
    padding: 14px 18px;
  }
  .image-caption strong {
    font-size: 0.8rem;
  }
  .image-caption div > span {
    font-size: 0.7rem;
  }
  .caption-mark {
    width: 36px;
    height: 36px;
    font-size: 1.6rem;
  }
  .trust-grid {
    gap: 8px;
    padding: 22px 0;
  }
  .trust-grid p {
    font-size: 0.7rem;
    gap: 6px;
    text-align: center;
    flex-direction: column;
  }
  .trust-grid span {
    font-size: 0.6rem;
  }
  .section-heading {
    display: block;
  }
  .section-heading > p {
    max-width: none;
    margin-top: 24px;
  }
  .insurance-grid {
    gap: 18px;
  }
  .insurance-card {
    padding: 25px;
  }
  .insurance-card h3 {
    font-size: 1.7rem;
  }
  .line-icon {
    right: 24px;
    top: 55px;
    font-size: 2rem;
  }
  .insurance-card .text-button {
    font-size: 0.8rem;
  }
  .story-grid,
  .advisor-grid {
    grid-template-columns: 1fr;
    gap: 38px;
  }
  .story-grid > div:last-child {
    grid-row: 1;
  }
  .story-visual {
    max-width: 620px;
  }
  .advisor-photo {
    max-width: 460px;
    margin: auto;
    width: 100%;
  }
  .advisor-grid {
    gap: 40px;
  }
  .steps {
    grid-template-columns: 1fr 1fr;
    gap: 28px;
    margin-top: 36px;
  }
  .steps h3 {
    margin-top: 14px;
  }
  .faq-grid {
    grid-template-columns: 1fr;
    gap: 30px;
  }
  .closing-inner {
    display: block;
  }
  .closing-inner > div + div {
    margin-top: 30px;
  }
  .closing-inner h2 {
    font-size: 2.25rem;
  }
  .footer-bottom {
    display: block;
  }
  .footer-bottom p + p {
    margin-top: 10px;
  }
}
@media (max-width: 520px) {
  .container {
    width: calc(100% - 36px);
  }
  .header-inner .button {
    font-size: 0.72rem;
    padding: 11px 12px;
    gap: 12px;
    min-height: 42px;
  }
  .brand img {
    width: 150px;
  }
  .header-inner {
    gap: 12px;
  }
  .hero {
    padding-top: 35px;
  }
  .hero .eyebrow {
    font-size: 0.59rem;
    letter-spacing: 0.1em;
  }
  .hero .line {
    width: 18px;
  }
  .hero h1 {
    font-size: 3rem;
  }
  .lead {
    font-size: 1.08rem;
  }
  .hero-description {
    font-size: 0.87rem;
  }
  .hero-copy > .button {
    width: 100%;
  }
  .hero-copy > .microcopy {
    text-align: center;
  }
  .hero-image {
    aspect-ratio: 1.14;
    object-position: 45% center;
  }
  .trust-grid p {
    font-size: 0.64rem;
    line-height: 1.6;
  }
  .insurance-grid {
    grid-template-columns: 1fr;
  }
  .insurance-card {
    padding: 30px;
  }
  .insurance-card h3 {
    font-size: 2rem;
  }
  .line-icon {
    top: 30px;
    font-size: 2.5rem;
  }
  .insurance-card .text-button {
    font-size: 0.88rem;
  }
  .section {
    padding: 56px 0;
  }
  .eyebrow {
    font-size: 0.61rem;
    margin-bottom: 18px;
  }
  .section-heading {
    margin-bottom: 30px;
  }
  .story-visual > img {
    aspect-ratio: 1.2;
  }
  .section-copy {
    font-size: 0.95rem;
  }
  .steps {
    gap: 24px;
  }
  .steps h3 {
    font-size: 1rem;
  }
  .steps p {
    font-size: 0.81rem;
  }
  .steps span {
    font-size: 2rem;
  }
  .faq-list summary {
    font-size: 0.9rem;
  }
  .closing-inner h2 {
    font-size: 2rem;
  }
  .closing-inner .button {
    width: 100%;
  }
  .closing-inner .microcopy {
    text-align: center;
  }
  .footer-top {
    grid-template-columns: 1fr;
    gap: 24px;
  }
  .footer-top nav {
    grid-template-columns: 1fr 1fr;
    gap: 14px;
  }
  .page-card {
    padding: 24px;
  }
  .page-card h1 {
    font-size: 2.2rem;
  }
  .receipt {
    grid-template-columns: 1fr;
    padding: 20px;
  }
  .legal-page h1 {
    font-size: 2.4rem;
  }
}
@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }
  *,
  *:before,
  *:after {
    animation: none !important;
    transition: none !important;
  }
}